Partner Brief · 2026 · Confidential
PAYMENT GATEWAY FOR INTERNATIONAL BUSINESS

The payment layer for international business.

Suby is a payment gateway for international businesses. Merchants pay in by card, bank transfer, Apple Pay, Google Pay or stablecoin, and we route every transaction in real time to the best available acquirer or settlement rail. For infrastructure partners, that means qualified volume, a single integration, and a fast growing book of merchants, without taking on the front end.

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Suby payment infrastructure illustration
$500K
Volume processed monthly
Started March 2026
700
Active merchants, 40+ countries
100+
Inbound leads / week
$30M+
Merchant volume in active integration
01 · FLOW OF FUNDS

One integration. Every pay-in, routed to every pay-out.

Every transaction is routed in real time to the best available acquirer or stablecoin rail, maximising success rates and minimising fees. Partners plug in at the rail layer and receive routed, qualified flow.

Pay-in
Card, Visa & Mastercard
Bank transfer, SEPA, ACH, wire
Apple Pay & Google Pay
Stablecoins, USDC, EURC, USDT
Intelligent routing
Best rail, every time
Real time routing across acquirers and stablecoin rails. Multi-currency conversion, fraud protection and retry logic built in, to lift success rates and cut cost automatically.
Pay-out
Bank account, EUR & USD
PayPal & Venmo
USDC or EURC to wallet
No bank account required
Card payments
Cards, SEPA, ACH, wires. Multi-currency conversion, settled to bank account or stablecoin.
Stablecoin settlement
USDC, EURC, USDT and more. Wallet to wallet settlement with no conversion fees.
Stablecoin to bank payout
Accept stablecoins, convert and settle directly to a EUR or USD bank account.
Alternative methods
Apple Pay, Google Pay, PayPal, Venmo. One checkout layer for every regional preference.
See the full flow of funds
flow.suby.fi
02 · OUR MERCHANTS

The volume we bring to a partner.

700 active merchants across 40+ countries, 100+ inbound leads a week, and a $30M+ book in active integration or signed contracts, across SaaS, e-commerce, gaming, digital products, fintech and marketplaces.

SaaS E-commerce Agencies Freelancers Marketplaces Fintech
In active integration & contract discussions
$30M+ in committed merchant volume locked in for 2026, active integrations or signed contracts with category leaders.
SonySony
Impossible FinanceImpossible Finance
RaribleRarible
AlmanakAlmanak
AirtmAirtm
03 · RAILS

We orchestrate the best rails, we don't reinvent them.

Suby integrates directly with tier-1 infrastructure providers. Four partners are already live in production, one more has signed and is being wired in. We're actively expanding the rail layer.

Live Adyen
Global card acquiring & processing partner. Enterprise grade infrastructure for our card rail.
Live Borderless
Cross-border stablecoin settlement and global payouts to bank accounts and wallets.
Live Dfns
MPC wallet infrastructure for secure custody and direct to wallet payouts.
Integrating Nuvei
Tier-1 global payment processor and acquirer. Adds capacity, redundancy and worldwide reach to the card rail.
Live Li.Fi
Cross-chain stablecoin liquidity & routing. Accept stablecoins from any chain, settle to any chain.
Let's wire a rail together.
Acquirers, processors, settlement providers, stablecoin rails and banks: if you want routed, qualified volume on your rail, we should connect.
Book a call → suby.fi